اثر تطبيق الشمول المالي علي تحقيق المسئوليه الاجتماعيه فى قطاع البنوك الاسلاميه

نوع المستند : المقالة الأصلية

المؤلف

مدرس اقتصاد بكليه اقتصاد و الاداره جامعه ٦اكتوبر

المستخلص

     تهدف الدراسه الي قياس تاثير الشمول المالي على المسئوليه الاجتماعيه للبنوك الاسلاميه وذلك بالتطبيق على عنيه مكونه من 6 بنوك خلال الفتره من عام 2011 وحتي عام 2020, ويتمثل الشمول المالي فى مجموعه من الابعاد الدوليه لقياسه وهي : سهوله الوصول الخدمات الماليه , استخدام الخدمات الماليه, وجوده الخدمات الماليه المقدمه, وكذلك من اجل تحقيق الشمول المالي , وتتمثل المسئوليه الاجتماعيه للبنوك بالاعتماد على عدد فرص العمل حيث يعد من مقاييس دور البنك فى توفير فرص العمل لتنميه المجتمع , وتم القياس ايضا بنسبه الزكاه , وقد استخدمت الباحثه اسلوب تحليل الانحدار المتعدد وفقا لنموذج اختبار طريقه المربعات الصغري للبيانات الجدوليهols  ( panel Data ordinary Least square)
     The study amis to measure the impact of financial inclusion on the social responsibility of IsIamic banks by applying it to a sample of 6 banks during the period from 2011 to 2020 the financial services provided, in order to achieve financial inclusion, and the social responsibility of bank is based on the number of job opportunities, which is one of the measures of the banks role in providing job opportunities for community development, while it was also measured by the percentage of zakat,and the researcher used the method of multiple regression analysis according to a test model
     The method of least squares for tabular data panel data ordinary least square(ols panel)
     With regard to the importance of the study in obtaining scientific evidence to determine and measure the impact of financial inclusion on the social responsibility of lslamic banks, through the analysis of the financial statements of the banks
Through that importance, the objectives of the study were to identify the measurement of Islamic banks by applying it to a sample of 6 banks during the period from 2011 to 2020 ,
Tabular panel Data ordinary Least banks (ols panel).

Identifying the role of IsIamic banks in the Arab Repubilc of Egypt and the Kingdom of Saudi Arabia in achieving social responsibility by reaching the largest possible number of customers,providing various financial services and achieving indicators of financial inclusion.
Studying the concept of financial inclusion in terms of importance, characteristics and dimensions.
Determining the extent to which the dimensions of financial inclusion contribute to achieving social responsibility through banks,
Coming up with a set of resuits and recommendations related to the study of the problem of the study

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